Cards are mailed from the card vendor to the member with the member’s name embossed on the card. Member receives the card in 7-10 business days. Member must activate the card via the VRU. Unlimited amount of loads. Credit union can load the card for the member or the member can go to www.cumoney.com to load the card. 3 to 5 day hold applies. Minimum load is $10; maximum value on the card is $5000. Cards are automatically reissued if active and have a balance. 30-month card expiration is embossed at the time the CU orders the card for the member. Visa signature purchases, Interlink and Plus PIN access. Members select their own PIN after activation. $2 monthly service fee to member, $3 monthly inactivity fee to member after 3 months. Transaction fees are found on the back of the card carrier.