| REGULAR SAVINGS S-1 *APY = Annual Percentage Yield All rates are effective for divdends posted 2/26/2014 | .20% APY |
| SECOND SAVINGS S-2 To save separately for taxes, ins, Vacation ect. | .20% APY |
| CD SAVINGS S-3 To save for CD New money only | .20% APY |
| VACATION SAVINGS S-4 Only the contractors can contribute | .20% APY |
| SPECIAL CLUB S-6 To save separately for taxes, ins,Vacation, ect. | .20% APY |
| SHARE DRAFT ( CHECKING ) S-7 No minimum balance. | |
| CHRISTMAS CLUB S-9 Pays out October 1st. | .20% APY |
| CD RATES .20% APY for 6 MONTHS CD'S |